The Self Funding House™

Today’s Affordability

Solution!

for homebuyers, builders, municipalities, and investors

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IN THE NEWS

“The Self Funding House™ is one of the two key strategies for solving our housing crisis!”

Benjamin Tal

Deputy Chief Economist, CIBC

Featured in THE GLOBE AND MAIL, April 24, 2024

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I’m a builder and want to learn about The Self Funding House™ Developer Program for increasing sales

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Proven Solution, System & Strategy

Home ownership is possible in today’s market

Does buying a house in today’s economic conditions seem out of reach? Both builders and buyers are uncertain about today’s market and a NEW solution is needed for both resales and new construction!

HOMEBUYERS

With a new mindset, it’s possible to rekindle the dream of home ownership! Imagine a system, complete with access to resources and industry experts to guide you through the process.

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BUILDERS

It’s time for a unique buying experience for a product that vastly opens home ownership to huge and diverse segments of the population—affordability equals sales!

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MUNICIPALITIES

For perhaps the first time, the business objectives of both the Municipality and Builders are in ALIGNMENT. We have the mission to bring both groups together to accomplish those mutual objectives!

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Affordability Mindset: treat your home as a business by becoming a landlord!

Affordability by Increasing Your Buying Power

Housing prices will likely never come down to the point of affordability, land, labour, and construction costs are what they are. Household incomes just can’t seem to keep pace with increases in these costs and the general costs of living. What is the solution? We must increase the income of the homebuyer to achieve homeownership affordability!

Impacting Your Household Income with

The Self Funding House™

$180,000

$117,000

$57,000

Positive Cashflow

$1200/month

Representation of Household Income needed to support the average $750,000 house, based on CMHC recommendation of one third of income towards housing. Mortgage qualifications are unique for each person and circumstances, and are determined by financial institutions.

Creating Affordable Rentals

With supply low and rent costs high, there is a desperate need for affordable rents. Until now, many Canadians have turned to renting, rather than buying a house. This, coupled with being a country dependent upon immigration, creates a huge demand for rentals (high demand = higher rents).

Rental units created with The Self Funding House™ concept rent at considerably lower rates than apartments of similar size—sometimes almost by half!